Individuals

You, your goals and your finances are unique.  You do not fit a generic model such as “80/20 Aggressive” or “60/40 Moderate.”  Every dollar of yours should be invested for maximum impact and be aligned with your unique financial goals.  And to avoid getting lost and risk financial harm, you need a map from today until the time comes to pass on your legacy.

KCM responds to your uniqueness and to your desire for a plan by helping you:

• Clarify your current financial scenario and your future financial goals—most importantly retirement.  KCM partners with the top rated financial planning software firm, MoneyGuide Pro, to aid this process.  (To see a sample report please click here:   MoneyGuide Pro Complete Sample Report.)  We will define where you are now, where you want to be and when, and the map from now to then.
• Create a customized, Morningstar portfolio that fits your unique financial scenario.
• Stay on course to achieve your goals by tracking your progress and making adjustments as needed.

Morningstar Investment Services (MIS)* partners with KCM to offer clients the ability to blend 28 different, actively managed (e.g. tax minimization, replacing under performing funds, rebalancing, asset allocation…) mutual fund, exchange traded fund, and stock portfolios:  MIS portfolios.

MIS draws on the independent, unbiased research of numerous firms including their parent company Morningstar, Inc., and their internationally respected sister firm, Ibbotson Associates, a pioneer in asset allocation research.  Morningstar, Inc. employs over 3,000 staff with representation in more than 30 locations worldwide.  Globally respected for their independent research, Morningstar has over 200 analysts who publish 6,000 reports on thousands of stocks, ETFs and mutual funds.  Thousands of industry professionals and individual investors worldwide rely on Morningstar for unbiased research.

Since successful long term investing is the result of effectively implementing quality research, MIS’ scope of expertise adds significant value for KCM’s clients.

*Morningstar Investment Services is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc.  MIS and Morningstar, Inc. are not affiliated with Kurfees Capital Management, LLC.